AI-Driven Life Insurance: How Low-Cost Underwriting Is Reshaping the Market (2024‑2026 Outlook)
Opening hook: In Q2 2024, AI-powered life-insurance carriers delivered an average premium of $4.12 million per 1,000 policies - an 18% dip from the previous year - while legacy firms barely budged. That single data point frames a rapid transformation where algorithms, not actuarial tables, dictate price. The